FAQ's

Do you charge broker fees?

  • Rarely.  Most insurers pay us a commission directly each year.  Our goal is to keep you happy year-after-year.  As long as you’re with us, regardless of what insurer, we’re likely getting paid to service your account!  That said, we’re here to help with all concerns, especially as your business or lifestyle changes.  It would be rare that you’d see a service fee of any kind from us.

Can you write coverage outside of NYC?

  • Absolutely.  Through our affiliation with The B&G Group, Inc., we can handle your insurance needs in more than 40 States (and beyond).

How many insurers do you work with?

  • Together with our affiliation with The B&G Group, Inc, we have direct access to over 50 insurers through Direct Agency Appointments.  We also have broker access to dozens more.

Can you just take over my existing policies?

  • Probably!  We’re happy to service your existing policies.  Once appointed as your agent, we can review all coverage and review together with you to ensure your coverage goals are being met.

What if I have a claim?

  • Call us.  We have 3 full-time claims representatives to assist in the processing of your claim.  You can always call the insurer directly to report a claim, but we’re happy to show you the way.  Especially when life throws you a curve ball, we’re happy to guide you the way.